Chqbook for Small Businesses 2.6.20

Chqbook – Freeware – Android

Empowering Small Businesses with Chqbook

David Fischer

02/23/2025

Chqbook for Small Businesses simplifies financial management by offering tailored banking solutions, expense tracking, and valuable insights for small business owners.

Download the Chqbook app to enhance your small business!

Chqbook is India's pioneering Neobank for small business owners, catering to Kiranas, Merchants, Chemists, and other proprietorship businesses. Since its launch in September 2020, Chqbook's Mobile App has been downloaded by over 1.5 million customers across 500 cities in India. Chqbook offers customized financial products and services specifically designed for small business owners.

Banking - Current Account

India's first Instant Zero Balance Current Account
Instant Fund Transfers at Zero Fee
Available in Hindi, English, Hinglish, Kannada, Telugu, Marathi & Bengali
Download Account statement in One-Click on mobile
Earn Rewards on daily transactions
Safety & Security provided by India's Private Sector Banks

Business Loans

Apply for business loans at competitive rates
Fast process & Speedy disbursal system
Earn rewards on loan disbursal

Please note that "Chqbook" is the brand name of the application launched by Nineroot Technologies Private Limited. Chqbook is our developer name.

Customers applying for a loan should note that loans have a repayment tenure ranging from 1 to 5 years. Depending on an individual's profile and the lender, the APR of a loan may vary from 17% - 32%.

For example, on a business loan of ₹ 3.5 lakh with an interest rate of 30% and a repayment tenure of 2 years, the EMI will be ₹19,570/-. The total payout would be:

Principal Amount: ₹350,000/-
Interest (@30%): ₹119,665/-
Processing Fees (@2%): ₹7,000/-
Documentation charges + GST (0.3%+GST): ₹1,239/-
Other charges(0.2%+ GST): ₹826/-
Total cost of the loan: ₹478,730/-

We are not directly engaged in money lending activities but provide a platform to facilitate money lending by registered Non-Banking Financial Companies ("NBFCs") or banks to users.

The list of partner Non-Banking Financial Companies ("NBFCs") includes:

Mamta Projects (P) Ltd - https://www.arthmate.com/helpTopic
Niyogin Fintech Limited - https://docs.niyogin.com/wp-content/uploads/2022/01/list-of-lsps-and-dlas.pdf
Lendingkart Finance Limited (Formerly Known As Aadri Infin Limited) - https://www.lendingkart.com/dsachannelpartner-xlr8/
Neogrowth Credit Private Limited - https://www.neogrowth.in/partner-2/

In case of a change of payment mode or any delay or non-payment of EMIs, additional charges/penal charges may be applicable. Depending on the lender, prepayment options may or may not be available, and applicable charges for the same may vary.

Responsible Lending:

Our policies and services are fully regulated and legally compliant. We are a member of Fintech Association for Consumer Empowerment (FACE) - https://faceofindia.org/index.html and IAMAI. We adhere to FACE's code of conduct - https://faceofindia.org/codeofconduct.html

Grievance Redressal : Karanpreet Singh

Address: 401 & 402, 4th Floor, Tower C Magnum Tower II, Golf Course Ext Rd, Sector 58, Gurugram, Haryana 122011

Contact No: 9717945871

Email: [email protected]

Insurance

Secure your car, bike, life, health, and shop
No medicals required. Instant Policy.

Bill Payments

Pay electricity bill, water bill, Landline bills, Broadband, Insurance, School Fees, Fastag, etc.
Get reminders and pay using UPI.

Khata

Free Digital Khata to manage your customers, suppliers, and orders
Manage udhaari of your customers using Digital bahi khata
Collect payments from customers by sending UPI payment links

Rewards

Get offers from top brands across entertainment, health, lifestyle, food, and travel

Read Chqbook's Privacy Policy here.

Overview

Chqbook for Small Businesses is a Freeware software in the category Business developed by Chqbook.

The latest version of Chqbook for Small Businesses is 2.6.20, released on 06/24/2024. It was initially added to our database on 10/26/2023.

Chqbook for Small Businesses runs on the following operating systems: Android.

Chqbook for Small Businesses has not been rated by our users yet.

Pros

User-friendly interface that simplifies financial management for small businesses.
Offers a comprehensive set of tools including invoicing, expense tracking, and payment processing.
Integration with various banking systems and financial services makes transactions smooth.
Provides detailed reports and analytics to help track business performance.
Mobile app availability ensures accessibility on the go.
Good customer support for troubleshooting and guidance.

Cons

Some features may require a subscription or additional fees which can be costly for small businesses.
Limited to certain regions or countries which might restrict usability for a global audience.
Potential learning curve for users unfamiliar with financial software.
Occasional bugs or performance issues reported by users.
Updates may introduce changes that could confuse existing users.

FAQ

What is Chqbook for Small Businesses?

Chqbook for Small Businesses is a digital platform designed to assist small business owners in managing their finances, banking needs, and accessing various services tailored to their unique requirements.

How can Chqbook benefit my small business?

Chqbook offers a range of financial tools, personalized banking options, and access to loans which can help improve cash flow management, streamline financial operations, and provide resources for growth.

Is Chqbook suitable for startups?

Yes, Chqbook is designed to cater to the needs of startups and established small businesses alike, providing essential financial resources that can help startups thrive.

What services does Chqbook offer?

Chqbook offers banking services, loan applications, expense management tools, invoicing features, and access to financial advice tailored for small businesses.

How do I sign up for Chqbook for Small Businesses?

You can sign up for Chqbook by visiting their website and completing the registration process, which includes providing details about your business.

Are there any fees associated with using Chqbook?

Chqbook offers various free features, but certain premium services may come with fees. It's best to check their website for detailed pricing information.

Can I manage multiple accounts on Chqbook?

Yes, Chqbook allows you to manage multiple accounts from different financial institutions in one place for ease of tracking and management.

Is my data secure with Chqbook?

Yes, Chqbook employs industry-standard security measures to protect user data and ensure privacy while using their platform.

What support options are available if I have questions about using Chqbook?

Chqbook provides customer support via email and chat on their website, along with an extensive FAQ section for quick help.

Can I access Chqbook on mobile devices?

Yes, Chqbook for Small Businesses is optimized for mobile use, allowing you to access your account and manage finances on the go.

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

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Latest Version
2.6.20

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